Overview
Pre-Authorization is a process where a cardholder’s funds are temporarily held (frozen) at the time of the transaction without actually charging the card. The actual charge (Capture) is performed later when the transaction is fulfilled, or the hold can be released (Void) if no payment is required.
Pre-Authorization Trigger Methods
- Merchant-controlled pre-authorization
- Oceanpayment automatic pre-authorization
Merchant-controlled pre-authorization
The merchant specifies the transaction type when calling the payment API by using the ET_NOTES parameter. Oceanpayment processes the transaction as a pre-authorization based on this value.
Oceanpayment automatic pre-authorization
Oceanpayment automatically determines whether pre-authorization is required based on the rules of the payment channel.