Oceanpayment Payment Links
Increase conversions with shareable payment links

Create branded payment links in seconds—no coding or technical development required.

• ✅ Accept payments anytime, anywhere—no need to build a standalone e-commerce website
• ✅ Provide a smooth checkout experience to reach more customers, drive faster conversions, and increase revenue
• ✅ Secure transactions with tokenization and 3D Secure (3DS) authentication

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How Payment Links Work

1. Configure products, amounts, and order numbers in the Oceanpayment Merchant Portal or via API.
2. Generate a payment link or QR code.
3. Share the link with customers via email, SMS, or social media.
4. Customers click the link and complete payment on the Oceanpayment hosted page.

Integration Options

Oceanpayment supports three integration options for payment link scenarios：

Integration Method	Description	Supported Payment Methods	Order Expiratio
Payment Link	API-only integration, no UI	Credit Card	Default 48 hours (configurable)
MOTO	Merchant Portal → MOTO Orders	Credit Card	Default 48 hours (configurable)
Link	Merchant Portal → Link Management	Credit Card, WeChatPay, Alipay, UnionPay	Default 48 hours (configurable)

Payment Flow Overview

Create a Payment Link Order

The merchant server calls the Payment Link (MOTO) API to create an order by submitting the required parameters:

cURL -X POST 'https://test-secure.oceanpayment.com/gateway/service/moto' \
-H 'Content-Type: application/x-www-form-urlencoded' \
-d 'account=995149' \
-d 'terminal=99514901' \
-d 'signValue=6b86b273ff34fce19d6b804eff5a3f5747ada4eaa22f1d49c01e52ddb7875b4b' \
-d 'backUrl=https://www.abc.com/back.php' \
-d 'noticeUrl=https://www.abc.com/notice.php' \
-d 'order_number=NO12345678' \
-d 'order_currency= USD' \
-d 'order_amount= 0.01' \
-d 'methods=Credit Card' \
-d 'order_notes=' \
-d 'productNum=1' \
-d 'productName=Red Dress' \
-d 'productSku=#001' \
-d 'productPrice=0.01' \

2. Retrieve the MOTO_url payment link：

<?xml version="1.0" encoding="UTF-8"?>
<respon>
  <account>995149</account>
  <terminal>99514901</terminal>
  <signValue>82ae484ccbc2e6f28dd4dd2a759046459a16ee34b8a8cb5acd522c1890602eb6</signValue>
  <order_number>NO12345678</order_number>
  <order_currency>USD</order_currency>
  <order_amount>1.99</order_amount>
  <order_notes></order_notes>
  <payment_id>180808092746539010540</payment_id>
  <MOTO_url>https://test-secure.oceanpayment.com/gateway/service/moto?moto_id=684</MOTO_url>
  <MOTO_results>1</MOTO_results>
  <MOTO_details>Success</MOTO_details>
</respon>

3. Redirect the customer to the payment page:

HTTP/1.2 301 Moved Permanently
Location: {MOTO_url}

4. The customer selects a payment method and completes payment on the Oceanpayment page.
5. After payment, the customer is redirected back to the merchant's backUrl.

Handling Payment Results

When processing payment results，

• Synchronous results are returned via backUrl.
• Asynchronous notifications are sent to noticeUrl and should be used as the final source of truth.
• Refer to the payment status documentation for detailed status definitions.

Signature Verification

Refer to the Signature & Verification section for details on request signing and response validation.

API Reference

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